$2.5MM to $45 Million Mortgage loan programs are very popular with luxury home owners in Florida

Florida million mortgage loans are common due the high value of homes located in Florida. Lenders are willing to provide super jumbo loans to borrowers with a good credit history and at lower LTVS.

Jupiter Island real estate values often demand that borrowers seek $2+ Million Mortgage loan programs to purchase or refinance their property.

Miami Beach is home to what is arguably the state of Florida's most expensive zip code, 33109, where the median sale price of a home is nearly $2 Million. It's no wonder why Miami Beach homeowners lead the state of Florida in the number of $2+ Million Mortgage loans.

Underwriting criteria for million dollar loans differ from lower-end mortgages. Additionally, the number of funding sources decrease as the loan amount increases. To ensure the best terms and pricing on your Florida million dollar loan, it is critical that you work with a mortgage professional that specializes in million dollar loans. is familiar with all the unique factors that contribute to the successful funding of million dollar loans.

Florida adjustable rate jumbo mortgages are a great product for million dollar loans and are becoming increasingly popular among investment Real Estate Owners.

Buying a million dollar plus home and obtaining a mortgage loan for over one million dollars is not nearly as uncommon today as it was a few decades ago. In Florida where property values have skyrocketed over recent years, and especially in "hot" communities with ocean front property finding homes that are worth well over one million dollars is extremely common.